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16px}.tool-header__title{text-align:center;color:#fff;font-family:var(--ds-font-family);letter-spacing:.035em;text-transform:uppercase;text-wrap:balance;text-shadow:0 1px 2px #0000001a;flex-shrink:0;margin:0;padding-top:clamp(4px,1.5vw,12px);font-size:clamp(.8125rem,.65rem + 1.85vw,2.25rem);font-weight:800;line-height:1.12}.tool-header__title--sentence{text-transform:none;letter-spacing:-.02em;font-size:clamp(1.375rem,1rem + 2.2vw,2.5rem);font-weight:700}.tool-header--tool-page{min-height:clamp(680px,72vh,820px)}@media (min-width:640px){.tool-header__inner{padding:0 32px 16px}}.calc-stage{flex:1;min-height:0;display:flex}.calc-tool{flex-direction:column;flex:1;width:100%;min-height:78%;display:flex}.calc-columns{flex:1;grid-template-columns:1fr;gap:24px;min-height:0;display:grid}@media (min-width:900px){.calc-columns{grid-template-columns:1fr 1fr;gap:32px}}.calc-col{flex-direction:column;min-height:0;display:flex}.calc-col-title{font-size:var(--ds-font-size-xs);color:var(--ds-on-brand-faint);letter-spacing:.08em;text-transform:uppercase;margin-bottom:16px;font-weight:600}.calc-fields{flex-direction:column;flex:1;gap:24px;display:flex;overflow-y:auto}.calc-field-grid{grid-template-columns:1fr;gap:16px;display:grid}@media (min-width:520px){.calc-field-grid{grid-template-columns:1fr 1fr}}.calc-field-label{font-size:var(--ds-font-size-md);color:var(--ds-label-on-brand);letter-spacing:.03em;text-transform:uppercase;margin-bottom:8px;font-weight:600;display:block}.calc-fieldset{border:none;margin:0;padding:0}.calc-input{width:100%;height:40px;font-family:inherit;font-size:var(--ds-font-size-lg);color:#1a1a1a;border:1px solid var(--ds-input-border);border-radius:var(--ds-radius);transition:border-color var(--ds-transition),box-shadow var(--ds-transition);background:#fff;padding:0 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40px;font-weight:600}.calc-cta:hover{background:var(--ds-brand-light);border-color:var(--ds-brand-light)}.calc-reset{font-size:var(--ds-font-size-base);color:#ffffffe0;text-underline-offset:3px;cursor:pointer;transition:color var(--ds-transition);background:0 0;border:none;padding:8px 0;-webkit-text-decoration:underline #ffffff59;text-decoration:underline #ffffff59}.calc-reset:hover{color:#fff}.calc-col--results{flex-direction:column;gap:16px;min-height:0;display:flex;overflow-y:auto}.result-primary{border-radius:var(--ds-radius);background:#fff;border:2px solid #fff;flex-shrink:0;padding:24px 28px}@media (min-width:900px){.result-primary{padding:32px 40px}.tool-header--tool-page .result-primary{padding:20px 24px}}.result-primary-label{font-size:var(--ds-font-size-xs);color:var(--ds-text-muted);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-weight:600}.result-primary-value{color:var(--ds-brand);letter-spacing:-.04em;font-variant-numeric:tabular-nums;font-size:3.5rem;font-weight:700;line-height:1}.result-primary-value--compact{font-size:2.25rem}@media (min-width:900px){.result-primary-value--compact{font-size:2.5rem}.result-primary-value{font-size:4rem}}.result-details{font-size:var(--ds-font-size-base);color:var(--ds-text-muted);margin-top:8px;line-height:1.55}.calc-disclaimer{font-size:var(--ds-font-size-xs);color:var(--ds-on-brand-disclaimer);border-top:1px solid #ffffff2e;flex-shrink:0;margin-top:16px;padding-top:16px}.home-with-sidebar{padding-top:48px;padding-bottom:48px}.home-with-sidebar__main{min-width:0}.home-editorial{--editorial-prose-width:38rem;--editorial-wide-width:100%;--editorial-space-section:3.25rem;--editorial-space-block:1.75rem;--editorial-space-text:1.125rem;--editorial-line-height:1.65}.home-editorial__prose{max-width:var(--editorial-prose-width);line-height:var(--editorial-line-height)}.home-editorial__wide{max-width:var(--editorial-wide-width)}.home-editorial__lead{font-size:1.125rem;line-height:var(--editorial-line-height);color:var(--ds-text);margin-top:0}.home-editorial h2{margin-top:var(--editorial-space-section);max-width:var(--editorial-prose-width);scroll-margin-top:2.5rem;line-height:1.3}.home-editorial h2:first-of-type{margin-top:var(--editorial-space-block)}.home-editorial h3{max-width:var(--editorial-prose-width);margin-top:2.25rem;scroll-margin-top:2rem;line-height:1.35}.home-editorial 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.editorial-list{line-height:var(--editorial-line-height);margin:.875rem 0 0;padding-left:0;list-style:none}.home-editorial .editorial-list li{padding-left:1.625rem;position:relative}.home-editorial .editorial-list li+li{margin-top:.625rem}.home-editorial .editorial-list--steps{counter-reset:editorial-step;margin-top:1rem}.home-editorial .editorial-list--steps li{counter-increment:editorial-step;min-height:1.75rem;padding-left:2.75rem}.home-editorial .editorial-list--steps li+li{margin-top:.875rem}.home-editorial .editorial-list--steps li:before{content:counter(editorial-step);background:var(--ds-brand-light);width:1.75rem;height:1.75rem;color:var(--ds-brand);border:1px solid var(--ds-brand-muted);box-sizing:border-box;border-radius:50%;justify-content:center;align-items:center;font-size:.8125rem;font-weight:700;line-height:1;display:flex;position:absolute;top:.05em;left:0}.home-editorial .editorial-list--checks{margin-top:1rem}.home-editorial .editorial-list--checks li{align-items:flex-start;gap:.75rem;padding-left:0;display:flex}.home-editorial .editorial-list--checks li+li{margin-top:.75rem}.home-editorial .editorial-list--checks li:before{content:none}.home-editorial .editorial-list__check-icon{flex-shrink:0;width:1.25rem;height:1.25rem;margin-top:.2em}.home-editorial .editorial-list__check-bg{fill:#e8f3eb}.home-editorial .editorial-list__check-mark{stroke:var(--ds-success,#18753c)}.home-editorial .editorial-list--checks li>span{flex:1;min-width:0}.home-editorial .editorial-list--limits,.home-editorial .editorial-list--neutral{margin-top:1rem}@media (max-width:479px){.home-editorial .editorial-list--steps li{padding-left:2.5rem}.home-editorial .editorial-list--steps li:before{width:1.625rem;height:1.625rem;font-size:.75rem}.home-editorial .editorial-list--checks li{gap:.625rem}.home-editorial .editorial-list__check-icon{width:1.125rem;height:1.125rem}}.home-editorial .editorial-list--neutral li:before{content:"";background:var(--ds-brand);border-radius:50%;width:.42rem;height:.42rem;position:absolute;top:.58em;left:.3rem}.home-editorial .editorial-list--limits li:before{content:"–";color:var(--ds-text-muted);font-weight:600;position:absolute;top:0;left:.15rem}.home-editorial__callout{--callout-bg:var(--ds-surface-alt);--callout-border:var(--ds-border);--callout-title:var(--ds-text);--callout-text:var(--ds-text);margin:var(--editorial-space-block) 0;border-radius:var(--ds-radius);border:1px solid var(--callout-border);background:var(--callout-bg);color:var(--callout-text);font-size:var(--ds-font-size-lg);line-height:var(--editorial-line-height);max-width:var(--editorial-prose-width);padding:1.125rem 1.375rem}.home-editorial__callout strong{font-size:var(--ds-font-size-xs);letter-spacing:.06em;text-transform:uppercase;color:var(--callout-title);margin-bottom:.5rem;font-weight:600;display:block}.home-editorial__callout p{margin:0}.home-editorial__callout--example{--callout-bg:#f5f0fa;--callout-border:#d4c4e8;--callout-title:#6b3fa0;--callout-text:#4a3066}.home-editorial__callout--key{--callout-bg:var(--ds-brand-light);--callout-border:var(--ds-brand-muted);--callout-title:var(--ds-brand);--callout-text:var(--ds-brand-dark)}.home-editorial__callout--advice{--callout-bg:#f0f7f2;--callout-border:#b8d9c4;--callout-title:var(--ds-success);--callout-text:#1e5631}.home-editorial__callout--warning{--callout-bg:#fef9f0;--callout-border:#f0d9a8;--callout-title:#9a6b12;--callout-text:#7a5c1e}.home-editorial__callout--limit{--callout-bg:var(--ds-surface-alt);--callout-border:var(--ds-border);--callout-title:var(--ds-text);--callout-text:var(--ds-text-muted)}.home-editorial__cases{margin:var(--editorial-space-block) 0;grid-template-columns:1fr;gap:1.125rem;display:grid}@media (min-width:768px){.home-editorial__cases{grid-template-columns:repeat(3,1fr);align-items:stretch}}.home-editorial__case-card{border:1px solid var(--ds-border);border-top:3px solid var(--ds-brand);border-radius:var(--ds-radius);background:var(--ds-surface);margin:0;padding:1.375rem 1.25rem 1.25rem;box-shadow:0 1px 2px #1616160a}.home-editorial__case-card h3{font-size:var(--ds-font-size-2xl);color:var(--ds-text);max-width:none;margin:0 0 1.125rem;font-weight:600;line-height:1.3}.home-editorial__case-dl{margin:0}.home-editorial__case-dl>div+div{border-top:1px solid var(--ds-border-light);margin-top:.875rem;padding-top:.875rem}.home-editorial__case-dl>div:first-child{border-top:none;padding-top:0}.home-editorial__case-dl dt{font-size:var(--ds-font-size-xs);letter-spacing:.05em;text-transform:uppercase;color:var(--ds-brand-dark);margin-bottom:.35rem;font-weight:600}.home-editorial__case-dl dd{font-size:var(--ds-font-size-md);line-height:var(--editorial-line-height);color:var(--ds-text);margin:0}.home-editorial__case-hint{border-top:1px solid var(--ds-border-light);font-size:var(--ds-font-size-sm);line-height:var(--editorial-line-height);color:var(--ds-text-muted);margin:1rem 0 0;padding-top:.875rem}.home-editorial__table-wrap{-webkit-overflow-scrolling:touch;margin:var(--editorial-space-block) 0;border:1px solid var(--ds-border-light);border-radius:var(--ds-radius);overflow-x:auto}.home-editorial__table{border-collapse:collapse;width:100%;min-width:28rem;font-size:var(--ds-font-size-md);line-height:1.45}.home-editorial__table caption{caption-side:top;text-align:left;font-size:var(--ds-font-size-sm);color:var(--ds-text-muted);padding:.875rem 1rem .625rem;line-height:1.5}.home-editorial__table td,.home-editorial__table th{border:1px solid var(--ds-border);text-align:left;vertical-align:top;padding:.875rem 1.125rem}.home-editorial__table thead th{background:var(--ds-surface-alt);color:var(--ds-text);border-bottom-width:2px;font-weight:600}.home-editorial__table tbody tr:nth-child(2n){background:#f7f9fba6}@media (hover:hover){.home-editorial__table tbody tr:hover{background:var(--ds-brand-light)}}.home-editorial__table tbody td:first-child{color:var(--ds-text);font-weight:600}.home-editorial__table-num{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.home-editorial__table-note{font-size:var(--ds-font-size-sm);color:var(--ds-text-muted);line-height:var(--editorial-line-height);max-width:var(--editorial-prose-width);margin-top:.875rem}.home-editorial a{color:var(--ds-brand);text-underline-offset:2px;text-decoration:underline;-webkit-text-decoration-color:rgba(var(--ds-brand-rgb),.35);text-decoration-color:rgba(var(--ds-brand-rgb),.35)}.home-editorial a:hover{color:var(--ds-brand-hover);text-decoration-color:currentColor}.faq-item__body a{color:var(--ds-brand);text-underline-offset:2px;text-decoration:underline;-webkit-text-decoration-color:rgba(var(--ds-brand-rgb),.35);text-decoration-color:rgba(var(--ds-brand-rgb),.35)}.faq-item__body a:hover{color:var(--ds-brand-hover);text-decoration-color:currentColor}.home-editorial__updated{border-top:1px solid var(--ds-border);color:var(--ds-text-muted);margin-top:2.5rem;padding-top:1.25rem;font-size:.8125rem}.home-editorial__updated time{font-style:normal}#faq{scroll-margin-top:2.5rem}